The 2025 Real Estate Report Experts Predict Home Values to Increase 1.5% to 3.6% in 2025. Top housing experts and economists give a glimpse of what mortgage rates, home values and the national real estate market will do in 2025. Key Takeaways ● Mortgages are forecasted to remain higher for longer; but there are things you can do to lower your rate. ● Home values are predicted to increase incrementally on a national level; and there are projects you can do to increase your home’s value. ● The national market will slightly favor sellers in negotiations; however, real estate is driven by local dynamics and may favor either buyers or sellers. Note: real estate is a dynamic market and forecasts made in this article will change as the year unfolds. Mortgage Rates Will Average 6.4% in 2025 In 2023, the average 30-year mortgage peaked at 7.79% following the pandemic. Rates came down from that p...